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September 10, 2024 David

The Day the Lights Almost Went Out

The title of this article sounds like a movie or a good book. I’d probably watch it or read it because of the title if I am honest. I wish it was that. A fictional story that you dive into and when it is done you walk away from. I wish it were the case. Maybe then my life wouldn’t of turned out how it did or the thousands of regrets I have wouldn’t exist. It is a shame we can not go back in time. There is so much I would fix. I would of made the most of life and made so many memories. Sadly, this isn’t so. So I push on and hope the memories I make now make up for the ones I lost back then. With today being World Suicide Prevention Day, I wanted to share my story.

WARNING – This article will discuss suicide and depression. If this topic makes you uncomfortable, please do not read any further.

Budgets and Debts

September 9, 2024 David

Emergency Fund: Your Safety Net for Life’s Surprises

Life loves to throw curveballs. It is an equal opportunist in messing things up. You never know what will happen tomorrow, next week, next year, or 10 years from now. People love to assume that everything will be ok and nothing bad will ever happen to them. If only life was actually like that, that would be lovely. However, life does not work that way. Far too often we find ourselves in situations where money is the main problem. Lacking the financial means to resolve the situation only compounds the issue.

Portfolio Update

September 6, 2024 David

August 2024 Portfolio Update

I came close to hitting last years numbers. The reason for the decline, and this is for my new followers, is because I sold a lot of bad high yield traps from my 1st year investing. I reinvested that money into more quality stocks. Even with the change, I came close to $17 this year. I am happy with this.

Informational

September 4, 2024 David

What is Dollar Cost Averaging?

Consistency is key when it comes to investing. Building this trait up in yourself is crucial if you want to succeed and have a nice retirement income later in life. One way to help build this up and achieve your goals would be something that is called Dollar Cost Averaging or DCA. This simply approach to investing can help you grow your portfolio without sacrificing your wallet. This term may sound confusing but I assure you it is not.

Credit

August 28, 2024 David

Why Owning The Fidelity Credit Card Makes Sense

Investing can be a challenge for everyone. Finding the right stocks, knowing when to buy and sell, and having the funds to actually invest. The first two can be solved with google and the X community where there is thousands of resources at your fingertips. For funding, I suggest getting a credit card that will earn you cash back that you can use towards your investment account.

Stocks

August 21, 2024 David

Real Estate vs. REITs: Which One’s the Better Investment?

When it comes to investing, you’ve probably heard the saying, “Don’t put all your eggs in one basket.” However, what

Stocks

August 14, 2024 David

Earn $800 a Month Off Dividends!

Retirement should feel like a well-deserved vacation, not a money scramble. One way to make your golden years shine is through dividends. But what exactly are dividends, and how can they help you during retirement? Let’s dive into the treasure trove of benefits that dividend payments can provide and how you can earn $800 a month off dividends.

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